In December 2009, Citibank issued a cashier’s check in the order of $300,000 payable to Richard N. Golden. Golden deposited the check into his bank account at JP Morgan Chase. Citibank then issued a stop payment on the cashier’s check and Chase reversed the credit that had been posted in Golden’s bank account. Golden, perturbed by the disappearance of his money, sued Citibank on the grounds that Citibank improperly issued a stop payment. Citibank responded by saying that the stop payment was issued because a customer of the bank had informed the bank that “she had made alternate arrangements to have the funds delivered.” What kind of negotiable instrument is a cashier’s check? Who are the drawers, drawee, and payee in the cashier’s check that Citibank issued? Is Citibank’s argument a convincing reason to issue a stop payment? [Richard N. Golden, v. Citibank, N.A., 23 N.Y.3d 935 (2014).]