Two depository institutions have composite CAMELS ratings of 1 or 2 and are “well capitalized.” Thus, each institution falls into the FDIC Risk Category I deposit insurance assessment scheme. Further, the institutions have the following financial ratios and CAMELS ratings:

Calculate the initial deposit insurance assessment for each institution.

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Institution A Institution B Tier Ileverage ratio (%)8.62 Loans past due 30-89 pavs gross assets ) 0.45 0.56 Nonperforming assets ross assets (%) 0.35 0.50 Net loan charge-offs gross assets (%) 0.28 0.32 Net Income before taxesrisk-weighted assets (96) 2.15 1.86 Adjusted brokered deposits ratio (%) 0.00 15.56 CAMELS Components