Million Bank has a composite CAMELS rating of 2, a total risk-based capital ratio of 9.8 percent,

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Million Bank has a composite CAMELS rating of 2, a total risk-based capital ratio of 9.8 percent, a Tier I risk-based capital ratio of 5.8 percent, and a Tier I leverage ratio of 4.9 percent. The average total assets of the bank equal $500 million and average Tier I equity equal $24.5 million. What deposit insurance risk category does the bank fall into? What is the bank’s deposit insurance assessment rate and the dollar value of deposit insurance premiums?
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Financial Institutions Management A Risk Management Approach

ISBN: 978-0071051590

8th edition

Authors: Marcia Cornett, Patricia McGraw, Anthony Saunders

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