The financial statements for BSW National Bank (BSWNB) are shown below: 

      

a. What is the dollar value of earning assets held by BSWNB?

b. What is the dollar value of interest-bearing liabilities held by BSWNB?

c. What is BSWNB’s total operating income?

d. Calculate BSWNB’s asset utilization ratio.

e. Calculate BSWNB’s net interest margin.

Transcribed Image Text:

Balance Sheet BSW National Bank Assets Cash and due from banks Investments Federal funds sold Loans (less reserve for loan losses of 2,400) Premises Total assets $ 936 3,100 1,664 Liabilities and Equity Demand deposits Small time deposits Jumbo CDs Federal funds purchased Equity Total $ 5,040 Income Statement BSW National Bank Interest income Interest expense Provision for loan losses Noninterest income Noninterest expense Taxes 4,020 4,680 9,120 780 $15,600 liabilities/equity $15,600 312 1,548 $1,150 475 150 260 525 60 Balance Sheet BSW National Bank Assets Cash and due from banks Investments Federal funds sold Loans (less reserve for loan losses of 2,400) Premises Total assets $ 936 3,100 1,664 Liabilities and Equity Demand deposits Small time deposits Jumbo CDs Federal funds purchased Equity Total $ 5,040 Income Statement BSW National Bank Interest income Interest expense Provision for loan losses Noninterest income Noninterest expense Taxes 4,020 4,680 9,120 780 $15,600 liabilities/equity $15,600 312 1,548 $1,150 475 150 260 525 60

Answer rating: 100% (QA)

a Earning assetnet loans investment securities 912016643100 13884 b Interest bearing liability ... View the full answer