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3. What is the one key difference between a bank statement and a check register? None of the answers are correct. The bank statement lists only deposits and withdrawals processed through the bank, while the check register lists all deposits and withdrawals regardless of whether or not they have cleared the bank. Repc Abank statement lists all deposits and withdrawals regardless of whether or not they have cleared the bank, and a check register lists only those that have cleared the bank. Acheck register tells you what the bank balance was at the beginning of the month and the ending balance of the account on a specific date, and a bank statement provides a running balance on your account