Question: 1. How does savings differ from investing? 2. Why were returns so poor for the first decade of the millennium? 3. What are the two

1. How does savings differ from investing?
2. Why were returns so poor for the first decade of the millennium?
3. What are the two parts of an investor’s total return?
4. What stock market returns can be anticipated in the near- to mid-term, and why?

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