Question: 1. Was Johnsons misrepresentation material? 2. What is the appropriate remedy? Johnsons father (and beneficiary) argued that he should pay the company the difference between

1. Was Johnson’s misrepresentation material?

2. What is the appropriate remedy? Johnson’s father (and beneficiary) argued that he should pay the company the difference between the low premium of a nonsmoker and the higher premium the company would have charged if it had known that Johnson smoked. Do you agree?

3. What is the moral of this story?

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