Question: 1. What are the ethical issues in this case? 2. Who are the stakeholders impacted by this situation? How would you rank their claims? 3.

1. What are the ethical issues in this case?
2. Who are the stakeholders impacted by this situation? How would you rank their claims?
3. Alcohol and tobacco companies are not permitted to market on campus. Should credit card companies be banned as well (as some universities have already done)? Why or why not?
4. What, if any, public policy recommendations would you make?

The “Freshman 15” once referred to the 15 pounds that college freshmen often gain from too much late-night pizza. Now the “Freshman 15” is taking on a new meaning—the $15,000 of debt some students acquire before they reach the age of 21.1 Representative Louise Slaughter (D-NY) comments, “It's astonishing to me to see college students coming out of school with staggering amounts of debt and credit scores so abominable that they couldn't rent a car.”

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