Question: A drunk driver ran a red light and smashed into Kristen's car. The cost to repair the car is $8000. She has collision insurance on

A drunk driver ran a red light and smashed into Kristen's car. The cost to repair the car is $8000. She has collision insurance on her car with a $500 deductible.
a. Can Kristen collect from both the negligent driver's insurer and her own insurer? Explain your answer.
b. Explain how subrogation supports the principle of indemnity.

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