(a) What other types of accounts are available to Kwaku?
(b) How might he manage his accounts to earn as much interest as possible and keep his money safe?
(c) How might he use electronic money management to accomplish these tasks?

Kwaku Addo, a licensed physical therapist from Columbia, Missouri, earns $4200 per month take-home pay and has the funds directly deposited in his checking account. He spends only about $3500 per month, and the excess funds have been building up in his account for about two years.