a. Why didn't Messing just deposit the check in his own checking account instead of trying to cash it at a bank where he had no account?
b. Is there anything wrong with that?
c. Why did Messing refuse to provide a thumbprint?
d. What is the trade-off in this case?
e. Who should win this case?
Jeff Messing attempted to cash a check for $976 at a Bank of America branch office. The check was made out to Messing and drawn on the Bank of America. A teller asked Messing to provide identification. Messing presented his driver's license and a major credit card but Bank of America policy required a thumbprint signature from anyone wishing to cash a check that did not have an account at the bank. When Messing declined, the teller refused to cash the check.