Assuming the same facts as P7- 5, how would the employees decision change if all retirement payments

Question:

Assuming the same facts as P7- 5, how would the employee’s decision change if all retirement payments are received at the end of the year?
In P7- 5
Package A: $ 60,000 received today.
Package B: $ 10,000 to be received each year for the next eight years.
Package C: $ 40,000 received today and $ 5,000 per year for five years beginning at age 55