Brittany (from Problem 46) is now 18 years old (five years have passed), and she wants to get married instead of going to college. Your parents have accumulated the necessary funds for her education.

Instead of funding her schooling, your parents are paying $10,000 for her current wedding and plan to take year-end vacations costing $3,000 per year for the next three years.

How much money will your parents have at the end of three years to help you with graduate school, which you will start then? You plan to work on a master's and perhaps a PhD. If graduate school costs $32,600 per year, approximately how long will you be able to stay in school based on these funds? Use 10 percent as the appropriate interest rate throughout this problem.

Round all values to whole numbers.