1. The differences between collecting and investing in baseball cards and investing in commodities.

2. The tax implications (if any) of redeeming the mutual fund shares, closing the bank account, or selling the cards.

3. The need to insure the collection.

4. Any need to diversify the mutual fund holdings.

5. Alternatives to the savings account with the bank.

Jason Riccioli is a bachelor who has accumulated a modest sum, primarily through periodic investments in savings accounts at a commercial bank ($80,000), shares in a balanced mutual fund ($125,000), and a pension plan ($68,000). Riccioli has also been a lifelong collector of baseball cards. As a child he collected any and all cards, but for the last 20 years he has devoted his efforts to the cards of the Yankees. Riccioli has now obtained a reputation for expertise in this area and has accumulated a sufficiently large collection to have received recognition from a regional organization.