Complete the following table, by adding "+," "-," or "0" in each cell. A "+" rating means that the exporter (in part a of the table), or the importer (in part b) is adequately covered against the risk described on the left-hand side of the corresponding line. A "-" rating reflects that the risk is uncovered. A "0" rating reflects a compromise.

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af- pay ter deship livery ment pay at before D/ip con- LC rmed ус D/P D/A a. Exporter's risks a Importer refuses goods Importer refuses documents a.2. Importer defaults IKs isingbank defauli a.3. No license to import goods a.4. No license to remit payment b. Impier's risks b. Exporter doesn't send goods b.2. Goods sent do not conform b.3. No license to ship the goods