What approach assigns a dollar amount to every surgical procedure and uses a conversion factor to determine benefits? Limited Benefit Policies Surgical Expense Policies Approaches Basic Medical Expense Policies Hospital Indemnity Policies

Surgical Expense Policies Approaches

Which policies provide limited benefits for a specific disease, such as cancer or heart disease, with fixed-dollar amounts? Hospital Indemnity Policies Basic Medical Expense Policies Limited Risk (Dread Disease) Policies Surgical Expense Policies

Limited Risk (Dread Disease) Policies

Health Insurance Types: Coverage Categories and Specialized Policy Features

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charlotte1oxhi Created by 10 mon ago

Cards in this deck(34)

Which type of policy covers convalescent care, nursing home, private duty nursing, and provides benefits without a deductible?

What type of policy covers hospital room and board, miscellaneous hospital expenses, and personal hygiene items while confined?

Which policies pay for the costs of surgeons' services, including fees for anesthesiologists and operating rooms?

What approach assigns a dollar amount to every surgical procedure and uses a conversion factor to determine benefits?

Which policy provides coverage for nonsurgical services a physician provides, including emergency accident benefits and maternity benefits?

What type of policy pays a specified amount on a daily, weekly, or monthly basis to the insured while confined to a hospital?

Which policies restrict benefits to specified accidents or diseases, such as travel or dread disease policies?

What type of policy covers the cost of drugs required to be dispensed by a physician's prescription?

Which policies provide limited benefits for a specific disease, such as cancer or heart disease, with fixed-dollar amounts?

What type of policy provides coverage for emergency treatment expenses for the insured?

Which policy provides coverage for mental infirmity for a specified dollar amount or percentage of the benefit?

What type of policy pays a lump sum to the insured upon the diagnosis and survival of a critical illness?

Which plans provide benefits for medical practitioners' services, anesthesia, therapy, and have large benefit maximums?

What type of policy supplements coverage payable under a basic medical expense policy with a corridor deductible?

Which policy combines basic expense coverage and major medical coverage, often sold on a group basis?

What is the purpose of deductibles in a comprehensive major medical benefits policy?

What is a flat deductible in a comprehensive major medical benefits policy?

When is a corridor deductible applied in a major medical policy?

What is an integrated deductible in a comprehensive major medical benefits policy?

What is a per-cause deductible in a medical expense policy?

What is an all-cause deductible in a medical expense policy?

What is a common accident or sickness deductible in a major medical plan?

What is a family maximum deductible in a medical expense policy?

What is the purpose of coinsurance in major medical insurance plans?

What is the stop-loss provision in a medical expense policy?

What are internal limits in a medical expense policy?

When do benefit periods begin in a medical expense policy?

What is the restoration of used benefits provision in a major medical policy?

What is the limitation on pre-existing conditions in a medical expense policy?

What is a Health Savings Account (HSA) and its tax advantage?

What are Health Reimbursement Arrangements and their benefit?

What are Medical Savings Accounts and who are they designed for?

What is a Flexible Savings Account (FSA) and its contribution limits?

What are the tax implications of medical expense insurance for self-employed individuals?

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Health Insurance Types: Coverage Categories and Specialized Policy Features

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