Which type of health insurance requires a co-payment and restricts doctor choice, requiring a primary care physician referral for specialists? HMO (Healthcare Maintenance Organization) POS (Point of Service Plan) EPO (Exclusive Provider Organization) PPO (Preferred Provider Organization)

HMO (Healthcare Maintenance Organization)

Which health insurance plan allows easier access to out-of-network doctors but is generally more expensive? EPO (Exclusive Provider Organization) POS (Point of Service Plan) PPO (Preferred Provider Organization) HMO (Healthcare Maintenance Organization)

PPO (Preferred Provider Organization)

What does COBRA stand for, and what does it provide for terminated employees? Comprehensive Omnibus Budget Reconciliation Act; provides unemployment benefits Consolidated Omnibus Budget Reconciliation Act; allows purchase of group insurance Comprehensive Omnibus Benefit Reconciliation Act; provides disability insurance Consolidated Omnibus Benefit Reconciliation Act; offers pension plans

Consolidated Omnibus Budget Reconciliation Act; allows purchase of group insurance

Under what conditions will the government pay for healthcare? Only if you are unemployed Only if you are a veteran Working for 10+ years, 65+ years old, living in a state with free healthcare, employer contributions Only if you are under 18

Working for 10+ years, 65+ years old, living in a state with free healthcare, employer contributions

Health and Property Insurance: Coverage Types, Terminology, and Consumer Protections

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Business - Insurance

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Cards in this deck(20)

Which type of health insurance requires a co-payment and restricts doctor choice, requiring a primary care physician referral for specialists?

Which health insurance plan allows easier access to out-of-network doctors but is generally more expensive?

What is the term for the actual cost of health insurance, considering factors like family size and employer contributions?

What does COBRA stand for, and what does it provide for terminated employees?

Under what conditions will the government pay for healthcare?

What is the term for someone who receives a benefit from a will?

What is the term for the amount you must pay before receiving any benefits from your insurance company?

What is a formal request to an insurance company for reimbursement for a covered loss called?

What type of insurance covers the loss of a tenant's personal property due to damage or theft?

What type of insurance provides payment to cover liability losses and damage to the home structure and its contents?

What type of insurance provides payments for both liability and property damage on a vehicle?

Which type of life insurance is more beneficial due to its ability to be cashed out, despite being more expensive?

What is the difference between Medicare and Medicaid?

What type of insurance covers physical injuries caused by a vehicle accident for which you are responsible?

What type of motor vehicle insurance applies when you damage the property of others?

What type of insurance covers injuries sustained by the driver or passengers of the insured vehicle, regardless of fault?

What type of automobile insurance covers financial loss from non-collision risks such as fire, theft, or vandalism?

What type of insurance covers the insured person's car and pays for repairs after an accident?

What type of automobile insurance provides coverage for injuries caused by a driver with inadequate insurance or a hit-and-run driver?

What healthcare policy aims to reduce the number of uninsured people and includes provisions like coverage for pre-existing conditions?

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Health and Property Insurance: Coverage Types, Terminology, and Consumer Protections

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