Business Finance Flashcards: Financial Management & Risk Assessment

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Finance - Personal Finance

georgepetenjk Created by 10 mon ago

Cards in this deck(58)

The activities concerned with obtaining money and using it effectively are known as _____.

Managers and employees must be honest, have a strong background in finance, accounting, or math, know how to use a computer to analyze data, and be experts at both written and oral communication. This describes the essential skills for _____.

Short-term financing needs include cash-flow problems, speculative production, current inventory needs, monthly expenses, short-term promotional needs, and _____.

Long-term financial needs encompass business start-up costs, mergers and acquisitions, new product development, long-term marketing activities, replacement of equipment, and _____.

Money that will be used for 1 YEAR OR LESS is referred to as _____.

The movement of money into and out of an organization is known as _____.

The time lag between the actual production of goods and when the goods are sold is referred to as _____.

Money that will be used for LONGER THAN 1 YEAR is called _____.

The concept that high-risk decisions should generate higher financial returns for a business, while more conservative decisions often generate lower returns, is known as the _____.

A plan for OBTAINING AND USING the money needed to implement an organization's goals and objectives is called a _____.

The steps of a financial plan include establishing goals and objectives, budgeting, and identifying _____.

A financial statement that projects income, expenditures, or both over a specified future period is known as a _____.

Types of budgeting include cash budget, zero-based budget, and _____.

A financial statement that estimates cash receipts and cash expenditures over a specified period is called a _____.

A budgeting approach in which every expense in every budget must be justified is known as _____.

A financial statement that estimates a firm's expenditures for major assets and its long-term financing needs is called a _____.

The revenue generated from the sales of goods or services is referred to as _____.

Money received from the owners or from the sale of shares of ownership in a business is known as _____.

Borrowed money obtained through loans of various types and proceeds from the sale of assets are referred to as _____.

Savings and checking accounts can be accessed using a debit card, mobile payment, or _____.

A document stating that the bank will pay the depositor a guaranteed interest rate on money left on deposit for a specified period of time is called a _____.

A loan that is approved before the money is needed is known as a _____.

A guaranteed line of credit is referred to as a _____.

Long-term business loans often require _____.

Real estate or property pledged as security for a loan is known as _____.

A card that electronically subtracts the amount of a customer's purchase from her or his bank account at the moment the purchase is made is called a _____.

A means of performing financial transactions through a computer terminal is known as an _____.

A legal document issued by a bank or other financial institution guaranteeing to pay a seller a stated amount for a specified period of time is called a _____.

A written order for a bank to pay a third party a stated amount of money on a specific date is known as a _____.

Financing that is not backed by collateral is referred to as _____.

A type of short-term financing extended by a seller who does not require immediate payment after delivery of merchandise is called _____.

A written pledge by a borrower to pay a certain sum of money to a creditor at a specified future date is known as a _____.

The lowest rate charged by a bank for a short-term loan is called the _____.

A short-term promissory note issued by a large corporation is referred to as _____.

A firm that specializes in buying other firms' accounts receivable is known as a _____.

When a corporation sells common stock to the general public for the first time, it is called an _____.

A market in which an investor purchases financial securities (via an investment bank) directly from the issuer of those securities is known as the _____.

An organization that assists corporations in raising funds, usually by helping to sell new issues of stocks, bonds, or other financial securities, is called an _____.

A market for existing financial securities that are traded among investors is known as the _____.

A marketplace where member brokers meet to buy and sell securities is called a _____.

A network of dealers who buy and sell the stocks of corporations that are not listed on a securities exchange is known as the _____.

Stock whose owners may vote on corporate matters but whose claims on profits and assets are subordinate to the claims of others is called _____.

Stock whose owners usually do not have voting rights but whose claims on dividends and assets are paid before those of common-stock owners is known as _____.

The portion of a corporation's profits not distributed to stockholders is referred to as _____.

An investor who provides financial backing for small business startups or entrepreneurs is known as an _____.

When stock and other corporate securities are sold directly to insurance companies, pension funds, or large institutional investors, it is called _____.

The use of borrowed funds to increase the return on owners' equity is referred to as _____.

A promissory note that requires a borrower to repay a loan in monthly, quarterly, semiannual, or annual installments is known as a _____.

A corporation's written pledge that it will repay a specified amount of money with interest is called a _____.

A bond registered in the owner's name by the issuing company is known as a _____.

The date on which a corporation is to repay borrowed money is referred to as the _____.

A bond backed only by the reputation of the issuing corporation is called a _____.

A corporate bond secured by various assets of the issuing firm is known as a _____.

A bond that can be exchanged, at the owner's option, for a specified number of shares of the corporation's common stock is called a _____.

A legal document that details all the conditions relating to a bond issue is known as a _____.

Bonds of a single issue that mature on different dates are referred to as _____.

A sum of money to which deposits are made each year for the purpose of redeeming a bond issue is called a _____.

An individual or an independent firm that acts as a bond owner's representative is known as a _____.

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Business Finance Flashcards: Financial Management & Risk Assessment

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