Question: Go to the Vanguard Investments Web site https://retirementplans.vanguard .com/VGApp/pe/PubHome for retirement information that is linked to the text Web site at www.cengage.com/accounting/vanderbeck. Enter 401(k) plans

Go to the Vanguard Investments’ Web site https://retirementplans.vanguard
.com/VGApp/pe/PubHome for retirement information that is linked to the text Web site at www.cengage.com/accounting/vanderbeck. Enter ‘‘401(k) plans’’ in the search area and find the answers to the following questions:
Required:
1. Why have IRAs become the largest pool of retirement assets in the United States?
2. Which assets should you tap first in retirement? Why?
3. What is a ‘‘bear market’’? On average, how often can one be expected to occur?

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