Is the provision that requires arbitration and then permits appeal by either party void as unconscionable?

Ruth Klopp had auto insurance with Worldwide. She was injured in a serious accident that left her with permanent neck and back injuries. The other driver was uninsured, so Klopp filed a claim with Worldwide under her “uninsured motorist” coverage. Her policy required arbitration of such a claim, and the arbitrators awarded Klopp $90,000. But the policy also stated that if the arbitrators awarded more than the statutory minimum amount of insurance ($15,000), either side could appeal the award and request a full trial. Worldwide appealed and demanded a trial.
In the trial court, Klopp claimed that the appeal provision was unconscionable and void. The trial court agreed and entered judgment for the full $90,000. Worldwide appealed.