Question: John procrastinates and does not make his first $1,000 deposit into an IRA until he is 36, but then he continues to deposit $1,000 each

John procrastinates and does not make his first $1,000 deposit into an IRA until he is 36, but then he continues to deposit $1,000 each year until he is 65 (30 deposits in all). If John's IRA also earns 6.4% compounded annually, how much is in his IRA when he makes his last deposit on his 65th birthday?
For Information: Problem 33.

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