Jorge recently graduated with his MBA from a prestigious Ivy League school. Lacking external financial support, Jorge was forced to finance his MBA with a significant amount of student debt. Unfortunately, he also developed a love of eating out and golfing that exacerbated his debt problem, as he financed his expensive outings with credit cards. Jorge was not as successful as he had hoped and secured a job that paid substantially less than what he had anticipated making when he took out his student loans. After graduation, his monthly loan payments were a significant financial burden. Further, soon after starting work, Jorge’s mother died, and Jorge became clinically depressed which engendered even more poor financial management. About this time, Jorge also started drinking. Is Jorge at a higher risk for fraud than a normal person? Why? How might an employee assistance program help Jorge?