Julia has been thinking about buying a home. For several months, she has been watching real estate shows on television and visiting open houses in her community. She thinks it is time to take the plunge and buy a much larger home since she can genuinely afford it. She also thinks that housing prices will rise substantially in the next five years. She has explored the interest rates currently being charged for mort-gages and has calculated the amount of money she can afford to pay given her income. She is thinking that her next step would be to call a real estate agent and begin looking in earnest. Offer your opinions about her thinking.