Question: Kalewood Savings Bank has experienced recent changes in the composition of its deposit. What changes have recently occurred in Kalewoods deposit mix? Do these changes

Kalewood Savings Bank has experienced recent changes in the composition of its deposit. What changes have recently occurred in Kalewood€™s deposit mix? Do these changes suggest possible problems for management in trying to increase profitability and stabilizeearnings?

This One Year Two Years Three Types of Deposits Hel Regular and special checking accounts $235 S294 Interest-bearing checking accounts 39235;8 Regular (passbook) savings deposits 501 596 Money market deposit accounts Retirement deposits CDs under $100,000 CDs $100,000 and over Ago S337 329 646 749 542 261 522 Years Ago $378 287 709 725 498 244 495 Year Ago 863812 650 603 327 298 606 587

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