(Multiple choice)
1. What is the best defense against consumer fraud?
a. Signing up with the national do not call registry.
b. Purchasing credit card insurance.
c. Educating yourself about credit card risks.
d. Calling the Federal Trade Commission (FTC).

2. What does “https” stand for?
a. Hypertext transfer protocol (secure).
b. Hypertext transfer point (site).
c. Hypertext transfer protocol (system).
d. Hypertext transfer protocol (sign).

3. Which federal statute requires that credit reports can only be obtained for legitimate business needs?
a. Title 15 U.S. Code § 1692.
b. Final Rule—45 CFT Parts 160 and 165.
c. Title 15 U.S. Code, Chapter 41.
d. Title 15 U.S. Code § 1681.

4. Which of the following is not listed in the chapter as a common characteristic of Nigerian scam letters?
a. The promise of money to lure victims.
b. Urgency to invest quickly.
c. Picture of perpetrator to assure victims.
d. Strong ties to high-ranking foreign officials to lure victims.

5. Which of the following institutions would not be very helpful to call in the event of identity theft?
a. IRS.
b. Social Security Administration.
c. Local chamber of commerce.
d. A credit reporting agency.

6. What is one way to determine if a Web site is secure or not?
a. Look for the official logo of the company you want to deal with.
b. Look for an “s” after the “http” in the URL of the Web site.
c. Click on a link to see if it works.
d. Call the FTC and ask about the ISP address of the Web site.

7. Those most susceptible to consumer fraud are often:
a. Uneducated or elderly.
b. Wealthy and prominent.
c. Troubled with credit card debt.
d. Lonely and depressed.