How does a devise differ from a legacy?

  a. A devise is a gift of money and a legacy is a nonmonetary gift.
  b. A devise is a gift to an individual and a legacy is a gift to a charity or other organization.
  c. A devise is a gift of real property and a legacy is a gift of personal property.
  d. A devise is a gift made prior to death and a legacy is a gift made at death.