Aston has a checking account in Banner Bank. He writes a check on the account payable to Charlotte. When the check is presented for payment, Banner will be liable to Aston if the bank

a. pays the check and the charge results in an overdraft.

b. refuses to pay the check on the ground that it is presented more than six months after its date.

c. wrongfully dishonors the check.

d. does all of the above.