Magda wants to expand and renovate her import store and is presented with two plans for making the improvements. The first plan will cost her $40,000, and the second will cost only $25,000. However, she expects the improvements resulting from the first plan to provide income at the continuous rate of $10,000 per year, while the income flow from the second plan provides $8,000 per year. Which plan will result in more net income over the next 3 years if the prevailing rate of interest is 5% per year compounded continuously?