Many employers are switching to payroll cards instead of issuing paper payroll checks to employees. Go to the American Payroll Association Website (www.americanpayroll.org) and select

“PaycardPortal” and then select “Advantages.”

Required

I. Discuss at least three cost savings an employer can expect from using payroll cards instead of paper paychecks.

2. How do payroll cards help minimize the employer’s risk of paycheck fraud?

3. How do payroll cards reduce employees’ chances of being harmed by identity theft?