13.28 Consider the following decision-making problem and structure it using the framework presented in this chapter. "I don't know where to begin. Right now, I feel that throwing a dart at a dartboard will give me just as much insight into how to make this decision as any other method. Can you help? I am paying my way through college using savings from my summer job. 1 get a small allowance from my parents, but they can't afford to send much. I find that I don't have enough money to pay my bills and have any left over for entertainment or new clothes. I am afraid that I will he broke before the year is over and have to drop out of school. I don't mind having to budget, but do I have to abandon any hope for a life, too?"