Question: (LO 1-6) Navigate to the Connect Additional Student Resources page. Under Chapter 1 Data Files, download and consider the LendingClub data dictionary file LCDataDictionary, specifically

(LO 1-6) Navigate to the Connect Additional Student Resources page. Under Chapter 1 Data Files, download and consider the LendingClub data dictionary file

“LCDataDictionary,” specifically the LoanStats tab. This represents the data dictionary for the loans that were funded. Choose among these attributes in the data dictionary and indicate which are likely to be predictive that loans will go delinquent, or that loans will ultimately be fully repaid and which are not predictive.

Predictive Attributes 1. date (Date when the borrower accepted the offer) 2. desc (Loan description provided by borrower) 3. dti (A ratio of debt

Predictive Attributes 1. date (Date when the borrower accepted the offer) 2. desc (Loan description provided by borrower) 3. dti (A ratio of debt owed to income earned) Predictive? (Yes/No)

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