A portfolio is a grouping of financial assets such as stocks, bonds, commodities, currencies and cash equivalents, as well as their fund counterparts, including mutual, exchange-traded and closed funds. A portfolio can also consist of non-publicly tradable securities, like real estate, art, and private investments. Money market accounts make full use of this concept to function properly.A portfolio is a basket of assets that can include stocks, bonds, commodities, currencies, cash equivalents, as well as their fund counterparts.Asset allocation, risk tolerance, and the individual's time horizon are all critical factors when assembling and adjusting an investment portfolio.

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