The TerraMax truck currently being manufactured by Oshkosh Truck Co. is a driverless truck that is intended for military use. Such a truck frees personnel to more effectively perform nondriving tasks, such as reading maps, scanning for roadside explosives, or scouting for the enemy. If such trucks can result in reduced injuries to military personnel amounting to $15 million 3 years from now, determine the present worth of these benefits at an interest rate 10% per year, compounded semiannually.