Consider the sample from a bank database shown in Table 2.6; it was selected randomly from a larger database to be the training set. Personal Loan indicates whether a solicitation for a personal loan was accepted and is the target attribute. A campaign is planned for a similar solicitation in the future, and the bank is looking for a model that will identify likely responders. Examine the data carefully and indicate what your next step would be.

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CODE OBS AGE EXPERIENCE INCOME ZIP FAMILY CC EDUC MORTGAGE PERSONAL SECURITIES LOAN ACCT AVG 1 25 1 49 91107 4 1.6 4 35 9 100 94112 1 2.7 5 35 8 45 91330 4 1 9 35 10 81 90089 3 0.6 10 34 9 180 93023 1 12 29 5 45 90277 3 17 38 14 130 95010 4 18 42 18 81 94305 4 8042 8.9 0.1 4.7 2.4 21 56 31 69470 25 94015 4 0.9 26 43 19 29 94305 3 0.5 29 56 30 48 94539 1 2.2 30 38 13 119 94104 35 31 5 50 94035 36 48 24 81 92647 37 59 35 121 94720 38 51 25 71 95814 39 42 18 141 94114 143113 3.3 4 1.8 0.7 2.9 1.4 238794 12222231213231133 104 oooyoo 0 0 0 134 0 111 97 3 5 0 41 57 32 84 92672 3 1.6 3 0 0 0 0 0 0 1000 o o ooooooooo OLI 0 0 0 198 0 1 0 1 ooooOOOOO1000OLO F 2 0 0 0 0 o