Consider the sample from a bank database shown in Table 2.6; it was selected randomly from a larger database to be the training set. Personal Loan indicates whether a solicitation for a personal loan was accepted and is the target attribute. A campaign is planned for a similar solicitation in the future, and the bank is looking for a model that will identify likely responders. Examine the data carefully and indicate what your next step would be.

CODE OBS AGE EXPERIENCE INCOME ZIP FAMILY CC EDUC MORTGAGE PERSONAL SECURITIES LOAN ACCT AVG 1 25 1 49 91107 4 1.6 4 35 9 100 94112 1 2.7 5 35 8 45 91330 4 1 9 35 10 81 90089 3 0.6 10 34 9 180 93023 1 12 29 5 45 90277 3 17 38 14 130 95010 4 18 42 18 81 94305 4 8042 8.9 0.1 4.7 2.4 21 56 31 69470 25 94015 4 0.9 26 43 19 29 94305 3 0.5 29 56 30 48 94539 1 2.2 30 38 13 119 94104 35 31 5 50 94035 36 48 24 81 92647 37 59 35 121 94720 38 51 25 71 95814 39 42 18 141 94114 143113 3.3 4 1.8 0.7 2.9 1.4 238794 12222231213231133 104 oooyoo 0 0 0 134 0 111 97 3 5 0 41 57 32 84 92672 3 1.6 3 0 0 0 0 0 0 1000 o o ooooooooo OLI 0 0 0 198 0 1 0 1 ooooOOOOO1000OLO F 2 0 0 0 0 o