How have savings institutions altered their deposit and liability structures to reduce their interest rate risk exposure

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How have savings institutions altered their deposit and liability structures to reduce their interest rate risk exposure in recent years? Would you say they have totally eliminated their interest rate risk? Why or why not?

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Financial Institutions, Markets and Money

ISBN: 978-1119330363

12th edition

Authors: David S. Kidwell, David W. Blackwell, David A. Whidbee, Richard W. Sias

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