If you invested $10,000 in a mutual fund that charged a 1 percent of net assets management advisory fee and a 1 percent 12b-1 fee, and the fund matched the stock market’s return of 10 percent per year for 10 years, who much would your shares in the fund be worth at the end of that time (assuming no taxes, all income net of fees was reinvested at year end, and that all fund charges were levied at the end of the year)?