In the Universal Bank classification model estimated with XLMiner the software produced the validation data set lift chart shown.

How is the naïve model displayed in the diagram? What does the other line in the model represent?

Transcribed Image Text:

Lift Chart (Original) Cumulative actual when sorted using predicted values 180 160- 140- 120- 100 - 80- 60- 40- 20 O 200 400 600 800 1,0001,2001,4001,6001,8002,00 Cases Cumulative