The following table shows the rates of total return in successive years from 2011 to 2015 for

Question:

The following table shows the rates of total return in successive years from 2011 to 2015 for the BMO Global Diversified Fund Series T5 and for the benchmark Toronto Stock Exchange S&P/MX Composite Index. By how much did the mutual fund's overall percentage return exceed or fall short of the index's growth?

Rate of total return (%) Fund name 2011 2012 2013 2014 2015 BMO Global Diversified Fund -5.9 8.5 12.4 7.3 4.6 S&P/TSX Composite Total Return Index -8.71 7.19 12.99 10.55 -8.32