Navarro Company's Cash account shows an ending balance of \(\$ 770\). The bank statement shows a \(\$ 20\) service charge and an NSF check for \(\$ 100\). A \(\$ 250\) deposit is in transit, and outstanding checks total \(\$ 400\). What is Navarro's adjusted cash balance?

a. \(\$ 530\)

b. \(\$ 650\)

c. \(\$ 680\)

d. \(\$ 1,050\)