A check is postdated to November 20 even though the check was written out on November 3 of the same year.

Which of the following is correct under the Revised Article 3 of the Uniform Commercial Code?

a. The check is payable on demand on or after November 3 because part of the definition of a check is that it be payable on demand.

b. The check ceases to be demand paper and is payable on November 20.

c. The postdating destroys negotiability.

d. A bank that pays the check is automatically liable for early payment.