In the following financial situations, check the box that is the major influence for the person when selecting a savings plan:

Financial planning situation	Rate of return	Inflation	Taxes	Liquidity	Safety
(a) an older couple needs easy access to funds for living expenses
(b) a person is concerned with loss of buying power of funds on deposit
(c) a saver desires to maximize earnings from the savings plan
(d) a middle-aged person wants assurance that the funds are safe