Question: A bank is considering implementing a business rules management system for assessing the risk and creditworthiness of individuals as part of the loan approval process.

A bank is considering implementing a business rules management system for assessing the risk and creditworthiness of individuals as part of the loan approval process. What might be the benefits of such a system? What are some of the factors that must be weighed in this decision? What potential legal or ethical issues might arise in the use of such a system?

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