In the digital age, customer preference for conducting business online versus patronizing a traditional brick-and-mortar location has grown rapidly in many industries, including banking. According to a recent report published by Allied Market Research, online banking is expected to reach a global market size of almost $30 million by 2026, up from $7.3 million only 10 years earlier. Briefly explain how the growth in online banking could affect the timing and severity of a bank run.