Question: Computer programs can be used to make decisions about your insurability as well as the rates you will be charged for health and life insurance

Computer programs can be used to make decisions about your insurability as well as the rates you will be charged for health and life insurance policies. For example, certain preexisting conditions may raise your insurance premiums considerably. Is it ethical for insurance companies to access your health records and then make insurance decisions about you? Explain your answer.

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