Rusty Reft, who lives in Territory 5, carries 10/20/5 compulsory liability insurance along with optional collision that has a $300 deductible. Rusty was at fault in an accident that caused $3,600 damage to the other auto and $900 damage to his own. Also, the courts awarded $15,000 and $7,000, respectively, to the two passengers in the other car for personal injuries. How much will the insurance company pay, and what is Rusty's share of the responsibility.