$10.$ George, age $45,$ would like to purchase life insurance to help offset any taxes on his death and maximize the amount left for his beneficiaries. George is looking for an option that allows him the ability to only pay premiums until he is retired, but still have coverage in place to meet his objectives.

What type of policy would best suit his needs?

a$)$ An annuity with a guaranteed period.

b$)$ A term$-20$ policy.

c$)$ A guaranteed renewable policy.

d$)$ A whole$-$life limited pay policy.