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d. use of a deceptive name
28. Averill died from a gunshot wound six months ago, and his wife is still waiting to receive the proceeds of Averill's life policy. The insurance company is withholding payment pending the final results of its investigation because it believes that Averill committed suicide, in which case no benefits will be payable. However, the police report indicates that Averill was shot from a distance of ten feet. Which statement is correct about the insurance company's delay in payment, in light of the police report?
a. It is a reasonable precaution that the company must take, given its position.
b. It is a violation of the policy's timeliness provision.
c. It is a violation of the policy's cooperation provision.
d. It is proof of bad faith.
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