Question: 1 . 1 Capitec: Shooting the lights out ( Article 1 3 ) With reference to the above and articles 6 , 7 and 1

1.1Capitec: Shooting the lights out(Article 13) With reference to the above and articles 6,7 and 11(which refer to disruption), assess how Capitec has utilised value innovation and disruptive innovation to create competitive advantage

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