$\backslash (11\backslash \%\backslash )$ per year. intermediate calculations. Round your answers to the nearest cent.

Scheme $1$: $\backslash$$

Scheme $2$: $\backslash$$

Scheme $3$: $\backslash$$

You should choose $-$Select.

b$.$ If your investment horizon were $10$ years, would your answer in Part a change? Do not round intermediate calculations. Round your answers to the nearest cent.

Scheme $1$:

Scheme $2$: $\backslash$$

Scheme $3$: $\backslash$$

You should choose $.$