$16$Multiple Choice $1$ pointJanine, age $55,$ is planning to retire in $10$ years. Her cash flow and net worth are steadily increasing as her debt is decreasing. Based on where she is in the financial life cycle, she is likely to have which of the following goals?Short$-$term goals, such as protection and maintenance of current lifestyle Long$-$term goals, such as estate planning and preservation of capital Long$-$term goals, such as investing for retirementShort$-$term goals, such as saving for a down payment on a home